FOUNDATION FOR CREDIT COUNSELLING
Registration #1016630 · Registered
www.stepchange.orgcontactus@stepchange.org
123 Albion Street Leeds LS2 8ER
Foundation for Credit Counselling's principal activities are to provide free debt advice to the financially distressed and following advice either via telephone or online, to provide a range of debt management solutions to meet client needs such as debt management plans and a range of insolvency solutions.
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About FOUNDATION FOR CREDIT COUNSELLING
FOUNDATION FOR CREDIT COUNSELLING is a registered charity in England and Wales (registration number 1016630). Based on official Charity Commission data, it holds a "Platinum" rating with a CharityScore of 88/100 — one of the highest-rated charities in England and Wales for governance and transparency. This places it among the top-rated charities in our database, reflecting strong performance across governance, financial health, and regulatory compliance. In its most recent reporting year (2024), FOUNDATION FOR CREDIT COUNSELLING reported a total income of £58,431,000 and total expenditure of £59,525,000, a spending ratio of 102% which is broadly in line with its income. According to the Charity Commission register, FOUNDATION FOR CREDIT COUNSELLING describes its activities as follows: Foundation for Credit Counselling's principal activities are to provide free debt advice to the financially distressed and following advice either via telephone or online, to provide a range of debt management solutions to meet client needs such as debt management plans and a range of insolvency solutions. Our analysis found no significant governance concerns for FOUNDATION FOR CREDIT COUNSELLING. No regulatory actions, filing failures, or financial anomalies were detected in the available public data. This profile is based on data publicly available from the Charity Commission for England and Wales and is updated periodically as new filings are processed. CharityScore UK provides independent, data-driven transparency ratings to help donors give with confidence — we are not affiliated with this charity or any government body.

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Financial History
Latest spending ratio: 101.9% of income spent on charitable work
| Year | Income | Spending | Ratio |
|---|---|---|---|
| 2024 | £58,431,000 | £59,525,000 | 102% |
Data sourced from the Charity Commission for England & Wales · Last scored 6/11/2026